Rebalancing is essential to manage risk. For Retirement goal planning in Pune, you should start systematically rebalancing 5-7 years before retirement. This process involves gradually shifting funds from high-risk Equity to low-risk Debt Funds. A common shift might be from 75% Equity to 65% Equity in the first year, 55% in the next, and so on, until the portfolio is predominantly debt... https://www.goldenmeanfinserv.com/goal-based-financial-planning-in-pune.php